Austin, Texas (WiredPRNews.com) All states require that motorists driving within their borders do so with a proper license, and practically all states require that those motorists have the autos they drive properly insured before getting onto the road. Yet there are still some unique situations in which an unlicensed car owner may need to have a vehicle covered in order to be in compliance with state law.
Unlicensed motorists may find that some companies won’t provide coverage to consumers lacking licenses, but there are actually a number of insurers that offer car insurance without a license. And, fortunately, some of these companies offer such coverage without surcharges or spikes in rates. This will depend, though, on the reason that a driver is in this situation; if the insurance shopper’s license has been suspended because of a DUI, then rates will most likely be much higher than they were prior to the suspension. But there are still other circumstances that could have landed a driver in this peculiar position that will not result in a dramatic rate increase.
One of the most common reasons is that some states require a driver to have proof of insurance in order complete other requirements before lawfully getting onto the road. Drivers in Texas, for example, will need to be able to show proof that they are insured in order to obtain or renew a license or to get or renew registration on an auto.
Unlicensed auto insurance customers should understand before shopping around that, if they do secure coverage, the provider that they purchase from will most likely require that they become licensed after a certain period of being insured.
Insurance shoppers can visit http://www.onlineautoinsurance.com/learn/buy-auto-insurance-with-no-drivers-license.htm to get more information on getting insured without a license and to generate quotes from multiple carriers based on a driver’s basic information. Unlicensed drivers should simply input a “0” when asked for years of driving experience.