Houston, TX – (WiredPRNews.com) After Jan. 1, 2011, Texas drivers who renew or purchase a new car insurance policy that provides coverage only up to the state’s minimum limits will be getting a higher level of financial protection. That’s because the state’s minimum limits of coverage will be going up with the new year as part of a two-step increase in the minimum bodily injury limits.
But despite the planned increase in minimums, cheap liability insurance in Texas should still remain available. Any change in premiums should be slight since the state has mandated only a 20 percent increase in bodily injury liability. According to the NU Online News Service, a spokesman from the state’s department of insurance has said that only about half of the drivers in the state have only the minimum limits, and the upping of those limits should on their own only cause a 2-percent to 3-percent premium increase.
The Texas government currently requires residents to carry a policy that will provide for at least up to $25,000 in bodily injury liability for one person in an accident, $50,000 for two or more in an accident, and $25,000 in property damage caused in one accident — this is commonly denoted as 25/50/25. After Jan. 1, the minimum will be 30/60/25.
Readers interested in tracking down an affordable Texas car insurance policy can go to http://www.onlineautoinsurance.com/texas/how-to-get-cheap-liability-auto-insurance-in-texas.htm where they will find informative resource pages about evaluating coverage as well as a free-to-use quote-comparison generator that can be used to look at side-by-side price estimates from a variety of companies.
Online Auto Insurance, LLC
8667 Haven Ave Ste 100
Rancho Cucamonga, Ca 91730
Phone: (909) 912-1855