Non-Profit Financial Education Agency Helps Consumers with One of the Most Important Credit Decisions
Bremerton, WA – Buying a home is one of the biggest credit decisions people ever make. Buying a home requires understanding detailed paperwork, credit lines and much more. To help the average consumer make this important financial investment, American Financial Solutions offers credit counseling to clients nationwide and housing counseling to clients in Washington State. With American Financial Solutions, consumers can make the most educated decision about home buying and avoid costly problems in the future such as the threat of foreclosure or unexpected increases in mortgage payments.
In confidential, one-on-one counseling sessions, American Financial Solutions’ HUD certified housing counselors help clients assess their current income and assets, versus their monthly expenses and debts. Looking at this complete financial situation, American Financial Solutions counselors help clients with steps such as understanding what lenders look for, knowing how much the client should safely borrow, setting up budgets and projecting monthly expenses after their home is purchased. With this detailed counseling program, buyers are more likely to secure the home of their dreams, and keep it, without excessive financial strains.
“Investing in a new home is an exciting but stressful time,” said Barbara Mascarin, Director of Operations for American Financial Solutions. “We provide counseling that helps our clients understand all the details of this important financial decision. Ulimately, after meeting with an American Financial Solutions counselor, clients feel very confident in the buying decisions they make and succeed in achieving their long term financial goals associated with owning their own home.”
Unlike a for profit organization that focuses on the needs of their stockholders, American Financial Solution’s non-profit status allows them to focus on the needs of their clients. The personal financial counseling and education services offered by the company’s knowledgeable professionals are free of charge. Counseling is available in English or Spanish and can be conducted via phone or in person. Working in partnership with the Washington State Housing Finance Commission, AFS is a HUD-approved housing counseling agency.
To learn more about financial and credit counseling for first-time home buyers, visit www.myfinancialgoals.org.
About American Financial Solutions
American Financial Solutions is a non-profit 501(c) 3 financial education and credit counseling agency that helps clients find debt solutions and change their financial lives for the better. Since 1999, American Financial Solutions has worked with hundreds of thousands of clients across the United States. We are one of the largest non-profit credit counseling and financial education agencies in the nation.