Merkle Retirement Planning founder Loren Merkle is securing your future with key retirement plans

Loren Merkle, CFP®, CFF, founder of Merkle Retirement Planning, interviewed Adam Torres on Mission Matters Money Podcast.

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Loren Merkle is a man of many questions and has always found the challenge of finding answers rewarding. With years of experience and knowledge of financial services and financial planning management, Merkle has come a long way in answering the questions of others.

Loren Merkle, founder of CFP®, CFF and Merkle Retirement Planning, talks about her career in managing a major company that helps people have a comfortable, well-deserved life after work.

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A success story that starts in a library

Coming from a middle-class background, Loren always found the concept of money elusive and mysterious. Starting with his basic financial lessons, he pursued a career in financial services and management.

However, the journey has not been easy. Loren talks about her time in college, when she and her friends were constantly discussing financial concepts like mutual funds, and she spent days and nights studying books in the university library, trying to understand everything to do with money: how to get it, grow it. him, and save him.

Commitment to Learning

When she graduated from college in 1998, Loren went to work for a small broker-dealer company in the Midwest region where she understood the industry and understood what it takes to be a successful financial planner. He studied and obtained the Certified Financial Planner (CFP) and Certified Financial Fiduciary (CFF) designations.

“These are important for two main reasons. One is that they express a commitment to my clients. And secondly, it shows that I am constantly learning about this industry, ”says Loren. “The Certified Financial Planning designation helps me explain to my clients the types of decisions they need to make at a particular stage in their lives.”

Her CFF designation has become a buzzword in the last two years, but Loren did a great job with it. “There are two different ways for a consultant to work in this industry. One through a form of appropriateness, and the other through a fiduciary, that’s what I do. In the former, the consultant is not legally obliged to pursue the best interests of the client, unlike the fiduciary, who is more rigorous, ”explains Loren.

Loren also talks about different types of planning, specifically about accumulation planning and retirement planning. Accumulation planning is about earlier financial activities in life. Loren’s focus is on retirement planning, where she helps people with many decisions make financial plans.

Merkle’s retirement planning focuses primarily on people who are ten years away from retirement and the special challenges they face. This allows retirees to have special planning considerations, such as the social security decisions they need to make at this stage, long-term medical care over the age of 65, the inclusion of an effective tax plan, and so on.

Along with Merkle’s Retirement Planning heading, Loren also educates through her TV show, YouTube channel, and podcasts.

About

Loren Merkle is the founder of Merkle Retirement Planning, an independent financial services company that helps people create retirement plans in writing, using a variety of investment and insurance products to suit their needs and goals. With so many financial decisions to be made about retirement, Merkle believes that Retirement Planning is proactive and invests in offering a time-tested Merkle Retirement Method.

You can find out more about these here Merkleplan.com and arrange a free call today.